Your Benefits
LV= Multi Cover insurance will combine your car and home insurance into one easy to manage policy, so that’s one less piece of paperwork.
- LV= simple quote process will cover your home and up to 6 cars under one roof. It’s more efficient, less time consuming, and easier to manage.
- Get a quote for your home and cars, even if some of the cover isn’t needed until later in the year. The cover you don’t need straight away will be automatically included when you do.
LV= Car and Home Insurance comes highly recommended
- LV=’s highly rated car insurance has been given a 5 Star Rating by Defaqto
- LV= has been given the prestigious Defaqto 5 Star Rating for home and home plus insurance
- LV= is Which? Recommended Provider for car insurance
About our LV= Car and Home Insurance offers
Car Insurance
- Add up to 6 cars and 12 drivers on one policy
- Accidental damage to your car, like scratches and dents, is covered as standard
- Uninsured driver promise - no loss of no claim discount and no excess to pay as long as you have details of the other vehicle and driver
- Misfuelling cover if you accidentally fill your car with the wrong fuel
- Vandalism promise - if your car is vandalised and you have to claim, you'll keep your no claim discount, you'll just need to pay your excess
- Optional extras are available, meaning you only pay for what you need
Home Insurance
- Choose from three levels of home insurance, Essentials, Home or Home Plus
- Unlimited cover to rebuild your home with Home Plus. Up to £1m towards rebuilding costs with the Home policy and up to £500,000 towards rebuilding
- Accidental damage cover for your TV, DVD players, games consoles, tablets and laptops
- New locks and keys if your keys are lost or stolen
- Claiming for both buildings and contents? You’ll only pay one excess
- Optional extras are available, meaning you only pay for what you need
Car documents
Home documents
Our terms and conditions
Home insurance product information document
Home Plus insurance product information document
Home essentials product information document
Home legal expenses document
Home emergency document
Home Insurance cover and limits document
Generic documents
FAQ's
How many cars and homes can I add to a Multi Cover policy?
AYou can insure up to six cars and one home on your Multi Cover policy.
Will all the insurance policies I add to my Multi Cover policy renew at the same time?
AYes they will. Regardless of when you add them, they will all renew on the following year of the date you first started the policy.
Will my car no claim discount (NCD) be affected if I make a claim for my home on a Multi Cover policy?
ANo, your no claim discount (NCD) won’t be affected by any claim made on the home part of your Multi Cover policy.
How do I get the Multi Cover discount?
AWhen you bundle your home and car insurance together on one policy, you'll get a multi cover discount.